Insights & Advice

After two incredible years of football, fundraising and community spirit, we’re proud to announce that the Treggena Charity Football Tournament is returning for its third year and this time, it’s set to be bigger and better than ever. Taking place on Good Friday, 3rd April 2026, at Wellfield School in County Durham, the event continues to grow into something far more than just a football tournament. It has become a day that brings together local businesses, families, and the

Last updated: March 2026 Many people in the UK pay more tax than they need to during the year without realising it. This can happen for a variety of reasons, including incorrect tax codes, changing jobs during the tax year, claiming work expenses, or having tax deducted before certain allowances have been applied. When too much tax has been paid, HMRC may return the difference in the form of a tax rebate. Understanding how tax rebates work can help individuals and business

A tax rebate, sometimes called a tax refund, is money returned by HMRC when someone has paid more income tax than they actually owed during a tax year. This can happen for several reasons, including incorrect tax codes, job changes during the year, or expenses that were never claimed. Many people assume their tax is always correct, but in reality millions of taxpayers overpay tax every year due to incorrect information or changes in circumstances. In fact, millions of UK taxp

If you run a limited company , you’ll need to file a confirmation statement  with Companies House every year. It’s a legal requirement for all UK limited companies — but it’s also something that causes a lot of confusion. In this guide, we’ll explain what a confirmation statement is , when it’s due, what it costs, and what happens if you miss it. Everything explained clearly, without jargon. What Is a Confirmation Statement? A confirmation statement is a yearly filing made to

If you run a limited company and take money out through dividends, you’ve probably come across the term dividend tax allowance. It’s something that sounds simple on the surface, but often causes confusion once you start looking at how it actually affects your tax bill. In this guide, we’ll explain what the dividend tax allowance is, how it works in practice, and what company directors should be aware of when taking dividends. No jargon. No scare tactics. Just clear, practical

Passive income has become one of the most searched money topics in the UK — and for good reason. Extra income can help you build savings, grow your business, support your family or create more financial freedom. But here’s the part most blogs don’t tell you: Every passive income stream has tax rules and many people only discover them when HMRC gets in touch. This guide breaks down the most popular passive income ideas in the UK, how they work, and what you need to know about

Over the past few years, our firm has grown from a small North East accountancy into a trusted name supporting hundreds of clients across the UK. What began as a local family-run business built on honesty, clarity, and reliable support has now evolved into something bigger — and it was time for our brand to reflect that. That’s why we’re proud to introduce Treggena Ltd , a new name that represents the same trusted team, the same commitment to our clients, and the same quality

Understanding Corporation Tax: What It Is, Who Pays It & How It Works If you’re running a limited company in the UK, understanding Corporation Tax is essential. This knowledge helps you stay compliant and avoid costly mistakes. It can even save you thousands. In this guide, we’ll break down what Corporation Tax is , who it applies to , how much you’ll pay , and the key steps to filing and paying it correctly. What Is Corporation Tax? Corporation Tax is the tax your limited co

Making Corporation Tax Payments to HMRC? Here’s Your Complete Guide Understanding Your Corporation Tax Payment Reference Number When making Corporation Tax payments to HMRC, you’ll need your 17-digit Corporation Tax payment reference number . Get it wrong, and you risk delays, penalties, or misallocated payments . Here’s your full guide on how to find, understand, and use your Corporation Tax reference correctly. What Is a Corporation Tax Payment Reference Number? Your Corpor

We are delighted to share that we’re now part of the Handpicked Accountants network , an online directory that shortlists reputable accountants across the country. We are listed as a recommended provider in the North East and share the space with other standout providers in the region. We have a reputation for our high service standards, which is complemented by our expertise across key industries. Why Choose Handpicked Accountants? Handpicked Accountants is widely used by sm

Let’s imagine we had to start all over again. No team. No income. Just an idea and the motivation to make it work. What would we actually do to get the setup right from day one ? Here’s exactly how we’d approach it — based on helping 1,000+ business owners and learning what works (and what creates headaches down the line). No fluff. No theory. Just what we’d genuinely do if we had to build from scratch tomorrow. 1. We’d speak to an accountant before choosing sole trader or li

Running a construction business is no easy task — between managing sites, chasing suppliers, and keeping your team moving, the last thing you need is financial uncertainty. That’s why choosing the right accountant for your construction company is one of the most important business decisions you’ll make. But not all accountants understand the complexities of the construction industry. In this post, we’ll break down what to look for in a construction accountant — and how it can

Running a business involves numerous tasks, and maintaining your financial records is one of the most critical. Many entrepreneurs find themselves overwhelmed with bookkeeping tasks. This is where outsourcing bookkeeping can play a vital role. By delegating these responsibilities to experts, you can save time and money, allowing you to focus on the core aspects of your business. Outsourced Bookkeeping Services Outsourced bookkeeping services offer a way for businesses to stre

If you're running a limited company in the UK, one of the most tax-efficient ways to take money out of your business is by paying yourself dividends. But many directors still ask: "How much dividend can I pay myself tax-free?" "How do I actually pay myself dividends?" "How much dividends can I pay myself without paying too much tax?" In this guide, our accountants at Treggena Ltd  explain exactly how to pay yourself dividends, how much you can take, the tax-free limits, and t

Introduction to Making Tax Digital (MTD) Making Tax Digital (MTD) is a significant initiative by the UK government. It aims to transition the tax system entirely online. Under this framework, businesses must maintain digital records. They need to submit tax information using approved software. Currently, MTD is in effect for VAT-registered businesses. However, it will expand to Income Tax Self Assessment (MTD for ITSA) starting April 2026 . This change primarily impacts self-

If you’re employed, self-employed, or running your own business, you’ve probably noticed National Insurance  deductions on your payslip or tax return. But how is National Insurance calculated , exactly — and are you paying the right amount? In this guide, we’ll break down everything you need to know about how NI is calculated in 2025, what the thresholds are, and how different classes of National Insurance work. Plus, we’ll show you how to check if you're overpaying and what

Friday, April 18th, 2025 | Wellfield School, Wingate It’s back – and this year, we’re going bigger, better, and bolder. On Friday 18th April, we are once again proud to host our annual Charity Football Tournament  in aid of CHUF (Children’s Heart Unit Fund)  – and we’re turning up the heat for 2025. Last year’s event brought together a buzzing community, 16 passionate teams, and some serious talent on the pitch. But more importantly, it brought people together for a cause tha

If you’re a subcontractor working under the Construction Industry Scheme (CIS), you could be owed a substantial tax rebate in 2025 — especially if you've had tax automatically deducted from your pay. But how much can you actually claim back? At Treggena Ltd , we specialise in helping UK subcontractors and tradespeople reclaim what’s rightfully theirs. Whether you're on site five days a week or picking up weekend shifts, understanding your CIS tax rebate could put thousands ba

A Quick Guide to the National Minimum Wage in the UK Let’s talk about a topic that’s got everyone checking their payslips – the National Minimum Wage (NMW). Whether you’re an employee wondering if you’re being paid fairly or an employer trying to stay on the right side of the law, understanding the NMW is essential. It’s like the bread and butter of the working world – basic but oh-so-important. The NMW is the legal minimum hourly pay  for most workers in the UK. For those ag

Self-Assessment is the system used by HM Revenue & Customs (HMRC) to collect Income Tax in the UK. If you receive income that isn’t automatically taxed, such as from self-employment, rental properties, or investments, you’ll need to file a Self-Assessment tax return. If you need to file for the 2024/25 tax year (6 April 2024 to 5 April 2025), you must register with HMRC by 5 October 2025. Here's how to do it: Who Needs to Register for UK Self-Assessment? You’ll need to regist